What you do not hear at school and also in general. Like , how is money being created? Who is allowed to do this? Who is owning the banks? Is my money safe? Is it on a safe account?
To get a good answer on these questions is quite difficult. But recently I saw a nice conversation on YouTube . Quite interesting and you will get answer where we are and where we should be heading. Unfortenately it is in Dutch.
Are you thirsty for more info. Have a look at www.onsfeld.
If it is up to me we are going to make steps in order to give banks their functions in society but the control will given back to the government. With the government also the citizens.